Senate_Releases_Draft_ACA_Replacement_Bill_Cover_2.pngACA Compliance Bulletin

Download Today!

Last night the Senate released a draft ACA replacement bill called the Better Care Reconciliation Act (BCRA).

In a nutshell, the bill released by the Senate sticks closely to the bill that was narrowly approved by the House, at least with regard to employer-sponsored group health plans.

For instance, both bills would:

  • Eliminate employer mandate penalties and ease employee tracking/reporting requirements
  • Eliminate individual mandate penalties
  • Keep but delay the "Cadillac tax," and eliminate other levies
  • Raise health savings account (HSA) contributions
  • Repeal tax increases on HSAs
  • Repeal the limit on contributions to health flexible spending accounts (FSAs)
  • Allow states to repeal essential health benefits mandated by the ACA

To be sure, there are differences from the house bill as well. Details on all of this, as well as what will be required for bill passage and implementation is explained within our five page detailed bulletin which is available for download now.