Employee Benefits Consultants

JP Griffin Group is now a part of HUB International

BENEFIT ARCHITECTS FOR

THE MODERN WORKPLACE

Your Challenges

Run-away Healthcare Costs
Aggressive Compliance Environment
Affordable Care Act Complexities
Consumer-Driven Healthcare Education Gap
Generational Shift to a Digitally Native and Mobile-Savvy Workforce
Multi-Cultural, Multi-Generational & Geographically Dispersed Workforce

The implication?

Complexities within the field of employee benefits which haven’t been seen in decades.

Our Solution

Core Areas of Expertise

COST CONTAINMENT

As the third largest line item on most P&Ls, the rising cost of employee benefits is of major concern to most every company. Because of this, benefit discussions are migrating from the breakroom to the boardroom. Any decent benefits consultant should be able to cut costs by shopping your plan, changing your plan design, or adjusting employee contributions. But what you deserve, and what we deliver, are creative and sustainable strategic measures which effectively “bend the cost curve” for the long haul.

Bend the Cost Curve >

COMPLIANCE

Greatly exacerbated since the inception of the Patient Protection and Affordable Care Act (PPACA), employer concerns are well warranted around new taxes and fees, additional reporting requirements, increased Department of Labor audits, and a host of fines levied for failure to provide coverage that meets minimum standards. What you deserve, and what we deliver, is a first and last place to look for guidance on these and other compliance issues.

Minimize Risk >

ENGAGEMENT

In this, the era of “consumer driven healthcare”, employees need to be more accountable than ever for their own health, wealth, and work decisions. But they can’t do it without the right tools and incentives. And they won’t do it if they don’t know what’s expected of them. What you deserve, and what we deliver, are evidence-based practices and solutions designed to substantially improve employee engagement.

Achieve Action thru Involvement >

AUTOMATION

Benefits administration systems can improve the management of your workforce while reducing HR manpower, centralizing activities and eliminating errors. And rapid advancements in enrollment platforms can vastly improve plan design, employee participation and satisfaction, compliance, forecasting and even cost containment. What you deserve, and what we deliver, are vetted, platform-agnostic solutions for the digital age and an increasingly mobile-savvy workforce.

Harness Efficiencies >

As Featured in These Publications

Our Unique Approach to Employee Benefits

Founded in 2010 by veterans of the employee benefits industry, the JP Griffin Group, an employee benefits broker, was established to specifically address aspects of the field of employee benefits which were being tremendously under-served by our competitors. Here are just a few examples of what makes us unique.

Staffing

Clients rave about our unique staffing model and in particular the resources we bring to bear, no matter the size nor complexity of the client. Each service team includes a medical director, underwriter, actuary/financial analyst, communications director, digital platforms technologist and compliance expert. This is, of course, in addition to a tenured and experienced Account Management and Customer Service team.

Communications

Our custom crafted and client-branded employee communication materials are second to none. We take great pains to develop beautifully designed omni-channel communication materials, online destinations, and decision support tools, which integrate findings from the latest research in human behavior and social sciences to maximize desired behaviors. From open enrollment to on-going communications, we’ll help you cover all the bases, all year long.

Analytics

In almost no other industry has the advent of “big data” and predictive analytics had a more significant impact than that of healthcare. We subscribe to the philosophy that data is the foundation upon which benefit decisions should be based. Having the robust capabilities to not only secure unique perspectives on data, but also the people dedicated to insightful analysis and consultative recommendations, makes this process a cornerstone of our solutions set.

Wellness

Wellness is ultimately about improving the health and well-being of employees and their families. Our comprehensive, multi-year programs encompass not only the physical, but also the emotional and even the financial. Most importantly, our recommendations are built around robust population analytics and predictive modeling. Targeting wellness in this manner is an employer’s best defense against medical trend, bar none. Our programs typically span prevention, education, behavioral and lifestyle modification properly aligned financial incentives/penalties to motivate positive behaviors.

CORE BENEFITS

Medical
Dental
Term Life
Accidental Death and Dismemberment (AD&D)
Long-Term Disability
Short-Term Disability
Vision

ANCILLARY BENEFITS

Group
Individual
Supplemental Life
Long-Term Disability
Short-Term Disability
Long-Term Care
Supplemental Accidental Death and Dismemberment (AD&D)

EXECUTIVE BENEFITS

Individual Disability
Permanent Life
Term Life
Buy Sell Coverage

VOLUNTARY BENEFITS

Long-Term Disability
Short-Term Disability
Critical Illness
Whole Life
Term Life
Accident
Accidental Death and Dismemberment (AD&D)
Long-Term Care
Hospital Indemnity

Schedule a Benefits Review for Your Firm

Our no-obligation, complimentary review of your employee benefits program kicks off with a 15 minute call where we can learn a bit more about each other.

The intention of this call is to uncover specific challenges you’re facing with your employee benefits program. These may include such things as:

Workforce Recruitment & Retention
Escalating Benefit Costs
Burdensome Compliance Regulations
Workforce Wellness

From here we can collectively determine if there’s a good fit between the solutions we provide and the areas where you need help. (If there is, we can then schedule some time to continue the conversation.)