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Active Shooter Incidents in the Workplace - Prevention and Response Considerations

Jeff Griffin

Often occurring at workplaces, an active shooter incident entails an individual or group of individuals entering a populated area to kill or attempt to kill their victims, generally through the use of firearms. These incidents—sometimes called active shootings—have become increasingly common in the United States.

According to the FBI, the number of active shooter incidents jumped by 96.8% between 2017 (31 incidents) and 2021 (61 incidents). These incidents have also grown in severity, with 3 out of the 5 deadliest mass shootings in U.S. history occurring in the past decade.

Active shooter incidents can carry various consequences. These incidents often result in fatalities, serious injuries and prolonged trauma among those involved. Additionally, such incidents can leave lasting impacts on the locations where they occur, such as workplaces. Organizations that encounter active shooter incidents could face substantial recovery expenses, regulatory penalties and liability concerns, along with lasting effects on the work environment.

With this in mind, it’s vital for organizations to better understand active shooter incidents and how to protect against them. Today’s blog post outlines commonly targeted locations, explains how these incidents impact organizations, and highlights workplace considerations for prevention and response measures.

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Topics: Risk Management

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Common Employment Practices Claims Arising Out of COVID-19

Jeff Griffin

COVID-19 has brought massive upheaval upon the American workplace. Employers have found themselves drafting and implementing policies and procedures addressing a wide array of issues including remote work, layoffs, furloughs, pay cuts, workplace conditions and many more.

Not surprisingly, the uncertainty wrought by COVID-19 has left employers at an increased risk of exposure to employment-related claims alleging wrongful termination, discrimination, retaliation and many others.

In this post today we'll cover the most common potential causes of action related to COVID-19 that may lead to employment-related litigation. As is the case with all inherently legal issues, employers are strongly advised to seek the guidance of legal counsel when faced with any of the claims discussed here.

WORKPLACE HEALTH AND SAFETY

There have already been a multitude of safety violation claims filed under the Occupational Safety and Health Act (OSHA) and state equivalents. These safety violations typically allege that an unsafe workplace has caused sickness and/or death due to COVID-19, or that an employer failed to take appropriate measures to reduce COVID-19 exposure and spread within the workplace.

Such “appropriate measures” might include failure to provide hand-washing stations, sanitizers, masks, or adequate protective gear on location. Other claims have alleged that employees have been unable to practice social distancing due to the nature of their jobs.

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Topics: Compliance, Risk Management, COVID-19, ERISA

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Deadline Fast Approaching to Release Employee Compensation Information to EEOC

Jeff Griffin

Companies across the U.S. are chasing a Monday deadline to provide the federal government with full disclosures of how they compensate workers of all genders, races and ethnicities. The data collection exercise, the largest and most detailed ever, is part of an effort by the government to close gaps in earnings.

Subject to the requirement are the more than 70,000 private U.S. companies with more than 100 workers. Collectively these companies employ more than 54 million American workers. These firms must submit their compensation information to the Equal Employment Opportunity Commission (EEOC) by September 30th.

This deadline comes almost two years after the rule, issued under the Obama administration, was originally scheduled to go into effect. In 2017 the Trump administration pumped the breaks on the rollout of the new rule, arguing that the collection and aggregation of such in-depth salary information was a burden on companies. (Advocacy groups sued the EEOC to get the pay-reporting requirement reinstated.)

EEOC officials say that this detailed compensation data, which will span virtually every industry and region of the county, will help them quickly ascertain which discrimination complaints deserve closer scrutiny, from the tens of thousands that are filed with the EEOC annually. (They received over 75,000 in 2018 alone.)

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Topics: Compliance, Risk Management, Equality

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Is Discussing Politics In The Workplace Ever OK?

David Rook

Sex, politics, and religion. That was the list of topics I was taught when growing up to never discuss when we had guests over for dinner. Those were pretty much the ground rules Google set-out to establish last month when it issued new guidelines limiting employee discussion of politics in the workplace.

Google claimed their guidelines were intended to protect a “productive work environment” by corralling what has already become very heated water cooler talk in the run-up to the 2020 presidential election. Nevertheless, late last week the National Labor Relations Board ordered Google to stand down. In its ruling, it instructed Google to affirm employees’ rights to express their views, within the workplace environment, on political and workplace issues.

The settlement was born less out of Google’s issuance of new guidelines but rather as a result of recent complaints from conservative employees who claim they were fired due to their political views.

According to a recent New York Times article, accusations of political bias at major tech companies has become a powerful rallying cry among conservatives. This includes accusations by President Trump that engineers in Silicon Valley intentionally skewed the way their systems display content online to reflect liberal positions. For their part, major technology companies deny these accusations of bias.

To be fair, Google’s new guidelines didn’t forbid discussing politics at work, but they did require managers to address conversations that became disruptive. The updated guidelines were an attempt to dial back what has historically been the company’s wide open discourse. In addition to politics, Google also advised employees to avoid name-calling, including making blanket statements about groups or categories of people.

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Topics: Compliance, Company Culture, Risk Management, Employee Productivity

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What is Stop Loss Insurance?

Jeff Griffin

More and more companies are choosing to forego the traditional method of funding health insurance and are instead opting for a self-funded insurance program. 

For many companies, this is a great way to reduce expenses because the employer gets to drop any collected but unspent premiums to the bottom line. (In a fully-funded scenario that profit would go straight to the insurance company.) That said, self-funding is also a gamble, since an employer can also experience a plan year in which medical claims are higher than collected premiums.

This is where stop loss insurance comes into play.

What is Stop Loss Insurance?

Stop loss insurance is essentially insurance for an employer’s self-funded insurance plan (the technical term is Reinsurance or Excess Insurance). It caps the amount an employer would be responsible for paying in the event of a catastrophic claim, or series of catastrophic claims.

Stop loss caps come in many shapes and sizes and are typically driven by the risk tolerance of the company putting them in place. Stop loss insurance can prevent you from ending up in a number of financially dangerous situations because of employee illness or injury, including:

  • Decimating your budget (or your emergency reserves) for the year out of a need to cover employee healthcare costs.
  • Being unable to pay employee healthcare costs, then finding yourself being sued as a result.
  • Losing great employees due to the fact that you're no longer providing the coverage they expected (and used to receive) from their employer.
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Topics: Employee Benefits, Plan Design, self-funding, CHRO, Strategy, Risk Management

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